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A Guide to Goal-Based Investing: Plan, Invest, Achieve

What are you saving for? A new car, a dream home, your child's education, or a comfortable retirement? Goal-based investing is a powerful strategy that aligns your investments with your life goals, giving your savings a clear purpose.

What is Goal-Based Investing?

Instead of just investing for general wealth accumulation, goal-based investing involves creating a dedicated investment plan for each of your financial goals. This approach helps you determine how much you need to save, the ideal investment horizon, and the right asset allocation for each specific objective.

How to Plan for Your Goals

Our Goal-Based Investment Calculator makes this process simple. Define your goal, set a target amount, and specify your timeline. The calculator will estimate the monthly investment required to reach your dream.

Goal-Based Investment Calculator

Enter your financial goal below to calculate the required monthly investment.

Goal Inputs

₹ 1,00,00,000
₹ 1,00,000₹ 10,00,00,000
15 Years
1 Years40 Years
12 %
1 %25 %

Investment Plan

Required Monthly Investment (SIP)

₹20,017

Total Investment

₹36,03,025

Wealth Gained

₹63,96,975

Growth Projection

Long-Term vs. Short-Term Goals

Use the calculator for various goals. For long-term goals like retirement, you might choose investments with higher growth potential. For short-term goals, you might prefer more stable, less risky options.

Stay on Track

Planning is the first step. Regularly review your progress using our Portfolio Analysis tool to ensure you're on track to meet your objectives.

Ready to Build Your Financial Future?

A solid financial plan is the bedrock of achieving your dreams. Our courses can provide you with the essential knowledge to build one.