Mutual Fund Returns Calculator
Estimate the future value of your mutual fund investments, whether you invest via SIP or a lump sum.
Investment Inputs
Calculated Returns
Total Gains
₹1,50,000
Absolute Return
150.00%
Annualized Return (CAGR)
20.11%
What is a Mutual Fund Calculator?
A Mutual Fund Calculator is a versatile financial simulation tool that allows you to forecast the potential growth of your investments in mutual funds. It caters to both Systematic Investment Plans (SIPs) and lump sum investments, providing a clear picture of your estimated returns over a specific period. This helps in making informed decisions and aligning your investments with your financial goals.
How to Use Our Mutual Fund Calculator
- Choose your investment type: SIP for monthly investments or Lumpsum for a one-time investment.
- Enter your investment amount (monthly for SIP, total for Lumpsum).
- Input the expected annual rate of return from the mutual fund.
- Specify the total investment duration in years.
- Click 'Calculate' to see the projected maturity value, total investment, and estimated returns.
Frequently Asked Questions (FAQs)
What is a mutual fund calculator?
A mutual fund calculator is a tool that helps investors estimate the future value of their mutual fund investments, whether made through a Systematic Investment Plan (SIP) or as a lump sum. It projects potential returns based on the investment amount, tenure, and expected rate of return.
How does a mutual fund calculator work?
The calculator uses the compound interest formula to compute the maturity value of an investment. For SIPs, it calculates the future value of a series of regular payments, while for lump sum investments, it calculates the future value of a single payment.
What is the difference between SIP and lump sum investing?
SIP involves investing a fixed amount regularly (usually monthly), which helps in rupee cost averaging and disciplined investing. A lump sum is a one-time investment, which can be beneficial if the market is expected to perform well, but it carries higher risk.
What is an expense ratio and how does it affect returns?
The expense ratio is an annual fee charged by mutual funds to cover their operating expenses. It is deducted from the fund's returns, so a lower expense ratio can lead to higher net returns for the investor. Our calculator shows the projected value before accounting for the expense ratio.